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Piggybank
Justin Sullivan, Getty Images
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How Much Money Do You Have in Your Savings? — Survey of the Day

In these tough economic times, it's more important than ever to have a chunk of money squirrelled away somewhere. Of course, these tough economic times also make it really, really hard to actually do that.

So how is the typical American dealing with this paradox? 

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Savings
401(K) 2012, Flickr
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What Are the Best 529 College-Savings Plans — Dollars and Sense

Earlier this week, the investment ratings firm Morningstar released their annual list of the year’s best 529 college-savings plans.

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ATM withdraw
Kevork Djansezian, Getty Images
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ATM Fees Skyrocket, Again, While Free Checking Disappears — Dollars and Sense

The days of the free checking account are nearing extinction and ATM fees are on the rise, according to the latest financial research from bankrate.com. Those annoying ATM surcharges that consumers incur every time they withdraw cash from a money mover that is not the property of the their bank have risen once again, to an all-time high of $2.50, up 4 percent from last year.

And lest you think we would mislead you by using a term like "skyrocket" in the headline to describe a mere 4 percent increase—there's more ...

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Trailer Park
mhester, flickr
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Are You Lower, Middle or Upper Class? — Survey of the Day

There has been much discussion and debate about how much damage the great recession did to the middle class. According to a new survey from the Pew Research Center it has certainly affected at least the way Americans view their financial standing.

Pew asked 2,508 adults if they were in the upper class, upper-middle class, middle class, lower-middle class or lower class. T

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Thinkstock
Thinkstock
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Do You Use Coupons? — Survey of the Day

Thanks to the bad economy and shows such as ‘Extreme Couponing,’ coupons should be as popular as ever. But how many people actually use them while shopping?

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rankun76, flickr
rankun76, flickr
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Why Do Working Mothers Earn Less Than Fathers? — Dollars and Sense

It’s no secret that job-hunters are having a particularly tough time right now — but if you’re a woman who’s married with kids, you may have a tougher time securing employment than a man in the same scenario.

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Daniel Crowley, Flickr
Daniel Crowley, Flickr
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Do You Live Paycheck to Paycheck? — Survey of the Day

Thanks to the great recession more folks are living paycheck to paycheck than they were in rosier economic times.

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Kusine, Flickr
Kusine, Flickr
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How Much Do You Spend a Week on Food? — Survey of the Day

Food costs may be on the rise, but, according to a new survey from Gallup, Americans are still spending less in inflation-adjusted dollars on food than they have in the past.

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Joe Raedle, Getty Images
Joe Raedle, Getty Images
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Consumers Could Soon Pay a Fee on Credit Card Transactions — Dollars and Sense

Current laws prohibit merchants from adding surcharges to credit card transactions, even though the merchants themselves are dinged with fees for accepting the cards.

But thanks to a lawsuit brought by retailers against card-issuers, all that could soon change.

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Mario Tama, Getty Images
Mario Tama, Getty Images
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How Can Setting a Budget Actually Make You Spend More? — Dollars and Sense

People looking to buy something often set a price limit for themselves. But as new research found, that may not be such a good idea — in fact, budgeting could even make you spend more.

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